[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gedeco.cz\/financni-gramotnost-v-ceske-republice\/#Article","mainEntityOfPage":"https:\/\/www.gedeco.cz\/financni-gramotnost-v-ceske-republice\/","headline":"Finan\u010dn\u00ed gramotnost v \u010cesk\u00e9 republice","name":"Finan\u010dn\u00ed gramotnost v \u010cesk\u00e9 republice","description":"Je to smutn\u00e9, ale i v\u00a0sou\u010dasnosti, v\u00a021. stolet\u00ed \u017eije st\u00e1le obrovsk\u00e9 mno\u017estv\u00ed lid\u00ed tzv. od &hellip; <a href=\"https:\/\/www.gedeco.cz\/financni-gramotnost-v-ceske-republice\/\" class=\"more-link\"><span class=\"more-button\">Pokra\u010dovat ve \u010dten\u00ed<span class=\"screen-reader-text\">Finan\u010dn\u00ed gramotnost v \u010cesk\u00e9 republice<\/span><\/span><\/a>","datePublished":"2019-09-15","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.gedeco.cz\/author\/#Person","name":"","url":"https:\/\/www.gedeco.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d693d76da4b3c2905ed32515295d3c5b2b37600a891f276917d3d592948bcc60?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d693d76da4b3c2905ed32515295d3c5b2b37600a891f276917d3d592948bcc60?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gedeco.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gedeco.cz\/wp-content\/uploads\/img_a355225_w3677_t1569662040.jpg","url":"https:\/\/www.gedeco.cz\/wp-content\/uploads\/img_a355225_w3677_t1569662040.jpg","height":0,"width":0},"url":"https:\/\/www.gedeco.cz\/financni-gramotnost-v-ceske-republice\/","about":["Spole\u010dnost"],"wordCount":446,"articleBody":"Je to smutn\u00e9, ale i v\u00a0sou\u010dasnosti, v\u00a021. stolet\u00ed \u017eije st\u00e1le obrovsk\u00e9 mno\u017estv\u00ed lid\u00ed tzv. od v\u00fdplaty k\u00a0v\u00fdplat\u011b. Lid\u00e9 ne\u0161et\u0159\u00ed a nemysl\u00ed na svou budoucnost. Pak je to ale m\u016f\u017ee dov\u00e9st k\u00a0velk\u00fdm probl\u00e9m\u016fm, kter\u00e9 jdou pot\u00e9 velmi t\u011b\u017eko \u0159e\u0161it.V\u011bd\u011bli jste nap\u0159\u00edklad, \u017ee byste si z\u00a0ka\u017ed\u00e9 v\u00fdplaty m\u011bli odkl\u00e1dat 10 % z\u00a0celkov\u00e9 \u010d\u00e1stky stranou a \u0161et\u0159it si je. Z\u00a020\u00a0000 CZK \u010dist\u00e9ho p\u0159\u00edjmu se tedy dostaneme k\u00a0tomu, \u017ee byste si m\u011bli m\u011bs\u00ed\u010dn\u011b 2\u00a0000 CZK odkl\u00e1dat stranou a \u0161et\u0159it si je.\tKam ukl\u00e1dat u\u0161et\u0159en\u00e9 pen\u00edze?\u00a0Ur\u010dit\u011b nedoporu\u010dujeme, abyste si pen\u00edze nech\u00e1vali doma v\u00a0\u0161upl\u00edku nebo pod kobercem. Tak\u00e9 by V\u00e1m pen\u00edze nem\u011bly le\u017eet jen tak ulo\u017een\u00e9 na Va\u0161em b\u011b\u017en\u00e9m \u00fa\u010dtu. Je pot\u0159eba m\u00edt pen\u00edze ulo\u017een\u00e9 n\u011bkde, kde se n\u00e1m budou nap\u0159. \u00faro\u010dit nebo budou n\u011bjak pracovat ve V\u00e1\u0161 prosp\u011bch.Kolik z\u00a0V\u00e1s doopravdy \u0161et\u0159\u00ed a mysl\u00ed na svou finan\u010dn\u00ed budoucnost. Bohu\u017eel po\u0159\u00e1d v\u00edce jak 60 % obyvatel \u010cesk\u00e9 republiky \u017eije od v\u00fdplaty k\u00a0v\u00fdplat\u011b a nejsou nap\u0159\u00edklad schopn\u00ed zareagovat na neo\u010dek\u00e1van\u00e9 v\u00fddaje.Na z\u00e1kladn\u00edch a st\u0159edn\u00edch \u0161kol\u00e1ch za\u010d\u00edn\u00e1 v\u00a0posledn\u00edch letech finan\u010dn\u00ed osv\u011bta, kdy je postupn\u011b finan\u010dn\u00ed gramotnost za\u0159azov\u00e1na do v\u00fduky, aby ml\u00e1de\u017e byla schopn\u00e1 pracovat s\u00a0pen\u011bzi a aby z\u00a0nich vyrostli finan\u010dn\u011b gramotn\u00ed jedinci.Tak\u00e9 je pot\u0159eba si uv\u011bdomit, \u017ee pokud jako rodi\u010de budeme \u017e\u00edt takto od v\u00fdplaty k\u00a0v\u00fdplat\u011b, na\u0161e d\u011bti si osvoj\u00ed p\u0159esn\u011b tento nespr\u00e1vn\u00fd zp\u016fsob \u017eivota.U\u017e od \u00fatl\u00e9ho d\u011btstv\u00ed u\u010dte sv\u00e9 d\u011bti, jak\u00e1 je hodnota pen\u011bz a nau\u010dte je s\u00a0pen\u011bzi pracovat.Pro zaj\u00edmavost. V\u00edte nap\u0159\u00edklad, jak\u00e1 by m\u011bla b\u00fdt minim\u00e1ln\u00ed v\u00fd\u0161e Va\u0161\u00ed finan\u010dn\u00ed rezervy? Ka\u017ed\u00fd jedinec by si m\u011bl u\u0161et\u0159it trojn\u00e1sobek sv\u00e9 m\u011bs\u00ed\u010dn\u00ed \u010dist\u00e9 mzdy. Pokud tedy m\u011bs\u00ed\u010dn\u011b vyd\u011bl\u00e1v\u00e1te 20\u00a0000 CZK \u010dist\u00e9ho, minim\u00e1ln\u00ed v\u00fd\u0161e Va\u0161\u00ed finan\u010dn\u00ed rezervy by m\u011bla b\u00fdt 60\u00a0000 CZK.V\u0161echny tyto informace najdete do podrobnosti popsan\u00e9 na internetu, kde dokonce m\u016f\u017eete objevit kurzy specializuj\u00edc\u00ed se na finan\u010dn\u00ed gramotnost. Je dob\u0159e, \u017ee se o finan\u010dn\u00ed gramotnosti za\u010d\u00edn\u00e1 mluvit a sna\u017e\u00edme se situaci zm\u011bnit k\u00a0lep\u0161\u00edmu.                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed gramotnost v \u010cesk\u00e9 republice","item":"https:\/\/www.gedeco.cz\/financni-gramotnost-v-ceske-republice\/#breadcrumbitem"}]}]